Sr Fraud Analyst III - Secured Products

About the role

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for handling complex products and escalated customer situations regarding possible fraudulent activity. Key responsibilities include completing inbound and outbound calls, taking action based on complex transaction characteristics or suspicious documentation, and researching and resolving fraudulent activity and service support. Job expectations include making decisions under uncertain conditions, proactively identifying and escalating concerns/issues with a sense of urgency, and delivering solutions while focusing on retention and re-establishing customer confidence. The Fraud Referral Sr Fraud Analyst III  role is responsible for completing enhanced reviews on enterprise fraud referral cases. Responsibilities: Completing thorough reviews and taking appropriate action based on facts observed within the review and characteristics of the case received   Conducting complex research, which includes completing a reasonable investigation and analysis of facts and documentation received within the case  Reviewing bank systems of records and public records searches.  Evaluating all evidence in order to determine fraud and mitigate risk Analyzes data to detect and identify fraudulent activities and assesses the level of risk to customers and the bank Required Qualifications: 2 years of Fraud experience, identifying and mitigating fraud Detail oriented with strong analytical and organizational skills Strong time management skills Ability to influence without direct authority A high impact person who exhibits forward thinking, promotes team effort and demonstrates initiative Strong oral and written communication skills Can work with little direction and able to multi-task Ability to shift priorities quickly Proficiency/Experience using MS Excel, Word Experience interacting with Customers in a professional and empathetic matter Active listening skills to develop information, understand situations Desired Qualifications: Current experience in Client Protection (i.e. Fraud Detection, Escalations, Claims, etc..) Experience in areas such as Mortgage and / or Vehicle Lending,  Underwriting, Consumer products, ARP, Complaints/Escalations Skills: Analytical Thinking Attention to Detail Due Diligence Investigation Management Research Collaboration Policies, Procedures, and Guidelines Regulatory Compliance Relationship Building Written Communications Business Case Analysis Business Intelligence Credit Documentation Requirements Data Collection and Entry Underwriting Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week:  40